Do you help clients in both Brisbane and the Gold Coast?

Yes! We work with clients across Southeast Queensland — including Brisbane suburbs and the Gold Coast — providing tailored mortgage advice for a range of lending needs.

What types of loans do you help with?

We assist with first home buyer loans, investment property loans, refinancing, construction loans, and more.

Can you help if I’m self-employed or have a complex income?

Absolutely. We regularly work with self-employed clients and know which lenders are flexible with non-standard income documentation.

How do I get started with Broker Vision?

Book a free discovery call through our website, and we’ll walk you through the next steps — no pressure, just clear advice.

Refinancing Tips for Brisbane & Gold Coast Homeowners - 2025 Edition:

5 Aug

Written By Neelam Singh

Thinking of refinancing your home loan in 2025?

Whether you're based in Brisbane, the Gold Coast, or anywhere in between, refinancing your mortgage can help you save money, reduce repayments, or access equity for future goals. At Broker Vision, we’ve helped dozens of Queensland homeowners review their loans and secure better deals — here’s what you should know.

🔑 1. Understand Why You’re Refinancing

Before switching lenders, clarify your goal. Are you looking to:

Lower your interest rate?
Reduce monthly repayments?
Access cash for renovations or investments?
Consolidate debt?

We’ll help you structure your refinance to support your specific needs.

🏡 2. Know Your Property Value

In 2025, many Brisbane and Gold Coast suburbs have seen strong growth — but not all areas perform the same. Lenders will revalue your property during a refinance, so it's helpful to know your loan-to-value ratio (LVR) in advance.

We can run a property report to give you a clear picture.

📝 3. Compare Lenders — Not Just Rates

Yes, rates matter — but don’t forget:

Ongoing fees
Fixed vs variable options
Flexibility for future redraw or offset accounts

We compare 30+ lenders to find a structure that matches your goals, not just the lowest number.

💡 4. Don’t Wait for Rates to Drop

Many homeowners in Brisbane and the Gold Coast are waiting for the RBA to cut rates before they refinance. But if your current rate is 6.5%+ and you haven’t reviewed your loan in over a year, you could already be missing out.

Let’s check your options — even a small rate drop can save thousands over time.

🛠️ 5. Self-Employed? Prepare Early

If you run your own business, refinancing is absolutely possible — but prep is key. We help self-employed clients across QLD with:

Tax return strategies
Alt doc lender options
Matching your income to lender policy

👋 Ready to Review Your Loan?

Based in Brisbane or the Gold Coast? Book a free consultation with Broker Vision and we’ll guide you through your refinance with confidence, clarity, and real numbers — no guesswork.

📍 Service Areas:
We help clients in Brisbane, Logan, Ipswich, Southport, Helensvale, and more.

👉 Contact us now to see how much you could save.

Neelam Singh